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HDFC Standard Life Insurance
HDFC Standard Life Insurance
 
Individual Products
 
 
HDFC Money Back Plan
Secure your financial independence. Live life on your own terms.

You have always believed in living life on your own terms. So why let the changing realities of everyday life overwhelm you and make your aspirations take a back seat? You can plan now to ensure that you have the necessary funds to meet your future financial needs.
 
The table below will help you identify and classify some of your financial goals. You can prioritize these goals and set your objectives accordingly (see indicative table given below).
LONG-TERM GOALS SHORT TERM GOALS
Provide adequate cover for Life, Critical Illness or disability

Buying a car
Saving for big-ticket assets like your house Saving for your marriage
Saving for your children's education Vacation abroad
Having a regular system for savings  
   
  HDFC Money Back Plan
  The HDFC Money Back Plan is a ‘With Profit’ Plan that gives you:
 
A proportion of the basic Sum Assured as Cash lump sums at regular 5-year intervals within the policy term (see the table given below) an ideal way to secure your long- term as well as short-term financial goals.
A lump sum payment on survival up to maturity date.
Valuable protection to your family by way of lump sum payment in case of your unfortunate death within the policy term. This is over and above any earlier payouts.
Making the right kind of investment will enable you to achieve your objectives-be it your immediate expenses or else securing your future financial needs. Our Money Back Plan gives you a wide range of terms and cash benefit schedules to choose from. A summary of Key Benefits including the cash lump sum payments, expressed as a percentage of Sum Assured is shown below.
 
Key Benefits
Total Policy Term Survival Benefit Death Benefit
  5th Yrs. 10th Yrs. 15th Yrs. 20th Yrs. 25th Yrs. 30th Yrs. Within Policy Term
10 40% 60% + Attaching Bonuses - - - - 100% Sum Assured + attaching bonuses (Over and above the earlier payouts)
15 30% 30% 40% + Attaching Bonuses - - -
20 25% 25% 25% 25% + Attaching Bonuses - -
25 20% 20% 20% 20% 20% + Attaching Bonuses -
30 15% 15% 15% 15% 15% 25% + Attaching Bonuses
 
Maturity Value
 

On maturity you receive survival benefit due at that point of time along with attaching bonuses for the full Sum Assured calculated for the full term.

You can ensure your financial independence. And be able to live life on your own terms. Always.

   
3 EASY STEPS TO YOUR OWN PLAN
 
Step 1 Choose the amount of targeted savings and policy term using our Financial Planning Tool
Step 2 Choose from any one of the 4 additional optional benefits as per your requirement
Step 3 Work out the premium payable and Sum Assured with our Financial Consultant
   
   
 
   
 
HDFC Standard Life Insurance
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Insurance is the subject matter of the solicitation. HDFC Standard Life Insurance Company Ltd. Reg. No 101 granted on 23rd Oct., 2000 by IRDA