HDFC Endowment Super
You have always given your family the very best.
And there is no reason why they should not get the best in future too.
With rising costs, ensuring the best got your family will need some financial
planning. With our HDFC Endowment Super, you can start building your savings
today and ensure that your family remains financially independent, even when
you are not around. This Unit Linked Plan also gives you with an outstanding
investment opportunity to maximise your savings by providing you a choice of
thoroughly researched and selected investments.
Features
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Advantages
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This plan provides valuable protection to your family in case you
are not around. In case of your unfortunate demise during the policy
term, we will pay the greater of your Sum Assured (less any
withdrawals you have made in the two years before your claim) and
your total fund value to your family.
- You can choose any one of 4 Additional Plan Benefit options depending
on your requirement:
- Life Option = Death Benefit
- Extra Life Option = Death Benefit + Accidental Death Benefit
- Life & Health Option = Death Benefit + Critical Illness Benefit
- Extra Life & Health Option = Death Benefit + Critical Illness Benefit + Accidental Death Benefit
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This plan gives you Bumper Addition to the fund value at Maturity. Your fund value
will be augmented by addition of Bumper Addition, which is a percentage of your
original annualised premium and depends on the policy term chosen.
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In the long term, the key to building great maturity values is a
low Fund Management Charge (FMC). We have a low FMC of only 1.25%
per annum (of the fund’s value)
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You can choose to pay your premium as either Annually, Half-Yearly or
Monthly depending on your convenience. You also have a range of
convenient auto premium payment options
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You can change your investment fund choices in two ways:
- Switching: You can move your accumulated funds from one fund to
another anytime
- Premium Redirection: You can pay your future premiums into a different
selection of funds, as per your need
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Tax benefits are offered under section 80C and 10(10D) of the Income Tax Act, 1961
For more details on risk factors, terms and conditions, please read the Product
Brochure carefully and/or consult Financial Consultant before taking a decision.