Why do I need Health Plans?
Health plans give you the financial security to meet health related contingencies.
Due to changing lifestyles, health issues have acquired completely new dimension
overtime, becoming more complex in nature. It becomes imperative then to have a
health plan in place, which will ensure that no matter how critical your illness
is, it does not impact your financial independence.
In the race to excel in our professional lives and provide the best for our loved
ones, we sometimes neglect the most important asset that we have – our health. With
increasing levels of stress, negligible physical activity and a deteriorating environment
due to rapid urbanization, our vulnerability to diseases has increased at an alarming
rate.
Source: National Commission on Macroeconomics and Health Report 2005.
Note: Current figures are for the year 2000(Cardiovascular diseases)), 2001 (COPD
and Asthma), 2004 (Cancer) and 2005(Diabetes and Mental Health). All figures above
are on a per lakh basis.
As can be seen in the above chart, lifestyle diseases are set to spread at disturbing
rates. The result – increased expenditure. In many cases, people need to borrow
money or sell assets to cover their medical expenses. All it takes is a suitable
plan to help you overcome the financial woes related to your health by paying marginal
amounts as premiums. For example, if you are 30 years old, then a mere sum of approximately
Rs 3500* annually (exclusive of taxes) can provide you a health insurance plan of
Rs 5 lakh over a period of 20 years, and a worry-free future for you and your family.
*Note: The assumption is based on the HDFC Critical Care Plan. The figure is only
indicative and the actual premium may depend upon numerous factors such as age,
sum assured, gender, policy term, premium payment frequency and additional benefits
opted for. It also differs from plan to plan and option to option
Types Of Health Plans
Our range of Health Plans includes
| HDFC Critical Care Plan |
| HDFC SurgiCare Plan |
Let Us Help You Choose The Right Plan For You